The Talmud comments, that a charity box containing just a single coin, makes lots of noise; while a full charity box, hardly makes any noise.
Those who "make noise," who always talk, are usually the ones with very little in the "box," with little wisdom.
Those with a full "box," with abundant wisdom and knowledge, make little noise; they prefer remaining silent and listening, to increase their knowledge.
___________
Therefore, they spend more time silently listening, rather than speaking.
Thursday, June 4, 2009
I asked G-d
I asked G-d, to take away my habit.
G-d said: No. It is not for me to take away, but for you to give it up.
I asked G-d, to make my handicapped child whole.
G-d said: No. His spirit is whole, his body is only temporary.
I asked G-d, to grant me patience.
G-d said: No. Patience is a byproduct of tribulations; it isn't granted, it is learned.
I asked G-d, to give me happiness.
G-d said: No. I give you blessings; happiness is up to you.
I asked G-d, to spare me pain.
G-d said: No. Suffering draws you apart from worldly cares, and brings you closer to me.
I asked G-d, to make my spirit grow.
G-d said: No. You must grow on your own, but I will prune you, to make you fruitful.
I asked G-d, for all things that I might enjoy life.
G-d said: No. I will give you life, so that you may enjoy all things.
_________
Finally, I asked G-d, to help me do His will.
G-d said: May you be blessed!
G-d said: No. It is not for me to take away, but for you to give it up.
I asked G-d, to make my handicapped child whole.
G-d said: No. His spirit is whole, his body is only temporary.
I asked G-d, to grant me patience.
G-d said: No. Patience is a byproduct of tribulations; it isn't granted, it is learned.
I asked G-d, to give me happiness.
G-d said: No. I give you blessings; happiness is up to you.
I asked G-d, to spare me pain.
G-d said: No. Suffering draws you apart from worldly cares, and brings you closer to me.
I asked G-d, to make my spirit grow.
G-d said: No. You must grow on your own, but I will prune you, to make you fruitful.
I asked G-d, for all things that I might enjoy life.
G-d said: No. I will give you life, so that you may enjoy all things.
_________
Finally, I asked G-d, to help me do His will.
G-d said: May you be blessed!
The Journal of Chinese Medicine and Tefillin
The Journal of Chinese Medicine
Dr. Steven Schram, PhD, DC, LAc, conducted a study, reported there in 2002:
He showed numerous experts, the list of acupuncture points, impacted by the straps and boxes, Tefillin.
Those non-Jewish oriental masters, were only shown the list of points, without reference to the Mitzvah at all; and were asked, what would be the effect, of stimulating that set of points.
The unanimous answer: Mental clarity, and spiritual wellness.
_________
Tefillin black boxes containing holy writings, that religious Jews put on every morning, except on Shabos and Yom Tov.
Dr. Steven Schram, PhD, DC, LAc, conducted a study, reported there in 2002:
He showed numerous experts, the list of acupuncture points, impacted by the straps and boxes, Tefillin.
Those non-Jewish oriental masters, were only shown the list of points, without reference to the Mitzvah at all; and were asked, what would be the effect, of stimulating that set of points.
The unanimous answer: Mental clarity, and spiritual wellness.
_________
Tefillin black boxes containing holy writings, that religious Jews put on every morning, except on Shabos and Yom Tov.
An Easy Explanation of Derivative Markets
Heidi is the proprietor of a bar in Detroit. She realizes,, that virtually all of her customers are unemployed alcoholics, and as such, can no longer afford to patronize her bar.
To solve this problem, she comes up with new marketing plan, that allows her customers to drink now, but pay later. She keeps track of the drinks consumed on a ledger, (thereby granting the customers loans).
____________
Word gets around about Heidi's "drink now, pay later" marketing strategy, and as a result, increasing numbers of customers flood into Heidi's bar. Soon she has the largest sales volume, of any bar in Detroit.
By providing her customers' freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Heidi's gross sales volume, increases massively.
________________
A young and dynamic vice-president at the local bank recognizes, that these customer debts constitute valuable future assets, and increases Heidi's borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics, as collateral.
At the bank's corporate headquarters, expert traders transform these customer loans into, DRINKBONDS, ALKIBONDS and PUKEBONDS.
These securities are then bundled, and traded on international security markets.
Naive investors don't really understand, that the securities being sold to them as AAA secured bonds, are really the debts of unemployed alcoholics.
Nevertheless, the bond prices continuously climb; and the securities soon become the hottest-selling items, for some of the nation's leading brokerage houses.
_______________
One day, even though the bond prices are still climbing, a risk manager at the original local bank decides, that the time has come, to demand payment on the debts incurred by the drinkers at Heidi's bar. He so informs Heidi.
Heidi then demands payment from her alcoholic patrons; but being unemployed alcoholics, they cannot pay back their drinking debts. Since, Heidi cannot fulfill her loan obligations, she is forced into bankruptcy. The bar closes, and the eleven employees, lose their jobs.
Overnight, DRINKBONDS, ALKIBONDS and PUKEBONDS drop in price by 90%. The collapsed bond asset value, destroys the banks liquidity, and prevents it from issuing new loans; thus freezing credit and economic activity, in the community.
___________
The suppliers of Heidi's bar had granted her generous payment extensions and had invested their firms' pension funds, in the various BOND securities. They find they are now faced, with having to write off her bad debt, and with losing over 90% of the presumed value of the bonds.
Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations. Her beer supplier is taken over by a competitor, who immediately closes the local plant, and lays off 150 workers.
_____________
Fortunately though, the bank, the brokerage houses, and their respective executives, are saved and bailed out, by a multi-billion dollar no-strings attached cash infusion, from the Government. The funds required for this bailout are obtained by new taxes, levied on employed, middle-class, non-drinkers.
Now, do you understand?
To solve this problem, she comes up with new marketing plan, that allows her customers to drink now, but pay later. She keeps track of the drinks consumed on a ledger, (thereby granting the customers loans).
____________
Word gets around about Heidi's "drink now, pay later" marketing strategy, and as a result, increasing numbers of customers flood into Heidi's bar. Soon she has the largest sales volume, of any bar in Detroit.
By providing her customers' freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Heidi's gross sales volume, increases massively.
________________
A young and dynamic vice-president at the local bank recognizes, that these customer debts constitute valuable future assets, and increases Heidi's borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics, as collateral.
At the bank's corporate headquarters, expert traders transform these customer loans into, DRINKBONDS, ALKIBONDS and PUKEBONDS.
These securities are then bundled, and traded on international security markets.
Naive investors don't really understand, that the securities being sold to them as AAA secured bonds, are really the debts of unemployed alcoholics.
Nevertheless, the bond prices continuously climb; and the securities soon become the hottest-selling items, for some of the nation's leading brokerage houses.
_______________
One day, even though the bond prices are still climbing, a risk manager at the original local bank decides, that the time has come, to demand payment on the debts incurred by the drinkers at Heidi's bar. He so informs Heidi.
Heidi then demands payment from her alcoholic patrons; but being unemployed alcoholics, they cannot pay back their drinking debts. Since, Heidi cannot fulfill her loan obligations, she is forced into bankruptcy. The bar closes, and the eleven employees, lose their jobs.
Overnight, DRINKBONDS, ALKIBONDS and PUKEBONDS drop in price by 90%. The collapsed bond asset value, destroys the banks liquidity, and prevents it from issuing new loans; thus freezing credit and economic activity, in the community.
___________
The suppliers of Heidi's bar had granted her generous payment extensions and had invested their firms' pension funds, in the various BOND securities. They find they are now faced, with having to write off her bad debt, and with losing over 90% of the presumed value of the bonds.
Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations. Her beer supplier is taken over by a competitor, who immediately closes the local plant, and lays off 150 workers.
_____________
Fortunately though, the bank, the brokerage houses, and their respective executives, are saved and bailed out, by a multi-billion dollar no-strings attached cash infusion, from the Government. The funds required for this bailout are obtained by new taxes, levied on employed, middle-class, non-drinkers.
Now, do you understand?
Curse of the Lottery Winners
Winning Millions Often Results in Hardship
March 11, 2007
http://abcnews.go.com/GMA/story?id=2941589
The record setting $390 million lottery jackpot, shared by two American winners, has put stars and dollar signs in the eyes of millions of would-be millionaires. But a sudden cash windfall hasn't always resulted in a happy ending, for past lottery winners.
Psychologist Steve Danish, a professor of psychology at Virginia Commonwealth University, has studied the impact instant wealth has on lottery winners.
"The dream you have about winning, may be better than the actuality of winning," he said. "There have been families that have just -- just been torn apart by this process."
Kenneth and Connie Parker were winners of a $25 million jackpot. Their 16-year marriage disintegrated, just months after they became rich beyond their wildest dreams.
Jeffrey Dampier, a $20 million winner, was kidnapped and murdered by his own sister-in-law.
____________
In 2002, Jack Whittaker won the largest individual payout in U.S. lottery history.
"I can take the money," Whittaker said at the time. "I can take this much money, and do a lot of good with this much money right now."
But it didn't work out like that. Whittaker's life was consumed by hardship, including the death of his beloved granddaughter Brandi, who was a victim of a drug overdose, and the breakup of his marriage.
"If I knew what was going to transpire, honestly, I would have torn the ticket up," said Jewell Whittaker, Jack Whittaker's ex-wife.
____________
For Eddie Nabors, the 52-year-old truck driver from Georgia turned recent mega millionaire, Danish offers this advice.
"I think you can probably fish for a couple days … but I'm not sure you can fish for 10 or 20 or 30 years," Danish said.
"Without that goal or plan, about what you expect to happen for yourself … it could be your worst nightmare."
March 11, 2007
http://abcnews.go.com/GMA/story?id=2941589
The record setting $390 million lottery jackpot, shared by two American winners, has put stars and dollar signs in the eyes of millions of would-be millionaires. But a sudden cash windfall hasn't always resulted in a happy ending, for past lottery winners.
Psychologist Steve Danish, a professor of psychology at Virginia Commonwealth University, has studied the impact instant wealth has on lottery winners.
"The dream you have about winning, may be better than the actuality of winning," he said. "There have been families that have just -- just been torn apart by this process."
Kenneth and Connie Parker were winners of a $25 million jackpot. Their 16-year marriage disintegrated, just months after they became rich beyond their wildest dreams.
Jeffrey Dampier, a $20 million winner, was kidnapped and murdered by his own sister-in-law.
____________
In 2002, Jack Whittaker won the largest individual payout in U.S. lottery history.
"I can take the money," Whittaker said at the time. "I can take this much money, and do a lot of good with this much money right now."
But it didn't work out like that. Whittaker's life was consumed by hardship, including the death of his beloved granddaughter Brandi, who was a victim of a drug overdose, and the breakup of his marriage.
"If I knew what was going to transpire, honestly, I would have torn the ticket up," said Jewell Whittaker, Jack Whittaker's ex-wife.
____________
For Eddie Nabors, the 52-year-old truck driver from Georgia turned recent mega millionaire, Danish offers this advice.
"I think you can probably fish for a couple days … but I'm not sure you can fish for 10 or 20 or 30 years," Danish said.
"Without that goal or plan, about what you expect to happen for yourself … it could be your worst nightmare."
Advice about life from Bill Gates
Bill Gates gave a speech to High School students, about 11 things they did not, and will not, learn in school.
He talks about how feel-good, politically correct teachings, have created a generation of kids, with no concept of reality, and how this concept set them up for failure in the real world.
_______________
Rule 1: Life is not fair - get used to it!
Rule 2: The world won't care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.
Rule 3: You will NOT make $60,000 a year right out of high school. You won't be a vice-president with a car phone until you earn both.
Rule 4: If you think your teacher is tough, wait till you get a boss.
Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity.
Rule 6: If you mess up, it's not your parents' fault, so don't whine about your mistakes, learn from them.
Rule 7: Before you were born, your parents weren't as boring as they are now. They got that way from paying your bills, cleaning your clothes, and listening to you talk about how cool you thought you were.
So before you save the rain forest from the parasites of your parent's generation, try delousing the closet in your own room.
Rule 8: Your school may have done away with winners and losers, but life HAS NOT.
In some schools, they have abolished failing grades, and they'll give you as MANY TIMES as you want to get the right answer. This doesn't bear the slightest resemblance, to ANYTHING in real life.
Rule 9: Life is not divided into semesters. You don't get summers off.
And very few employers are interested, in helping you FIND YOURSELF. Do that on your own time.
Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop, and go to jobs.
Rule 11: Be nice to nerds. Chances are, you'll end up working for one.
and I will add one of my own....
Rule 12: Sometimes, it's ALL about WHO YOU KNOW!!! and if it works for you Great... if not... oh, well... back to, Life is not always fair.
He talks about how feel-good, politically correct teachings, have created a generation of kids, with no concept of reality, and how this concept set them up for failure in the real world.
_______________
Rule 1: Life is not fair - get used to it!
Rule 2: The world won't care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.
Rule 3: You will NOT make $60,000 a year right out of high school. You won't be a vice-president with a car phone until you earn both.
Rule 4: If you think your teacher is tough, wait till you get a boss.
Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity.
Rule 6: If you mess up, it's not your parents' fault, so don't whine about your mistakes, learn from them.
Rule 7: Before you were born, your parents weren't as boring as they are now. They got that way from paying your bills, cleaning your clothes, and listening to you talk about how cool you thought you were.
So before you save the rain forest from the parasites of your parent's generation, try delousing the closet in your own room.
Rule 8: Your school may have done away with winners and losers, but life HAS NOT.
In some schools, they have abolished failing grades, and they'll give you as MANY TIMES as you want to get the right answer. This doesn't bear the slightest resemblance, to ANYTHING in real life.
Rule 9: Life is not divided into semesters. You don't get summers off.
And very few employers are interested, in helping you FIND YOURSELF. Do that on your own time.
Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop, and go to jobs.
Rule 11: Be nice to nerds. Chances are, you'll end up working for one.
and I will add one of my own....
Rule 12: Sometimes, it's ALL about WHO YOU KNOW!!! and if it works for you Great... if not... oh, well... back to, Life is not always fair.
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